Flutterwave
Payment gateway for African businesses that accepts cards, bank transfers and mobile money.
Updated · AppBreakup editorial · Web, iOS, Android
Is Flutterwave free?
No, it's a paid product
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About Flutterwave
Flutterwave is a payments company built around African markets. Businesses use it to take online and in-person payments through a hosted checkout, payment links, invoices, POS devices or its developer API, and to send single or bulk payouts to bank accounts and mobile money wallets. It supports local methods that global processors often skip, such as bank transfer, USSD, M-Pesa and other mobile money, alongside Visa and Mastercard cards, and it settles in more than thirty currencies. Ready-made plugins cover Shopify, WooCommerce, WordPress and similar store builders, and small sellers can set up a basic online store without code. There is no subscription: Flutterwave charges a percentage of each transaction, with rates set per country and higher fees for international cards. It operates in Nigeria, Ghana, Kenya, South Africa and a dozen other African countries, plus the US and UK. It suits businesses selling to African customers; merchants with no African customers will usually find Stripe or PayPal simpler.
Best for: Businesses selling to customers across Africa who need mobile money, USSD and bank transfer payments.
Pros and cons
What works
- Accepts mobile money, USSD and bank transfers as well as cards
- One account covers many African countries and 30+ currencies
- Plugins for Shopify, WooCommerce and other store builders
- No monthly fee; you pay per transaction
Why people leave
- International card payments cost noticeably more than local ones
- Fees, limits and available methods differ by country
- Less useful for businesses with no African customers
Flutterwave vs Stripe and PayPal
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Flutterwave: common questions
What is Flutterwave?
Flutterwave: Payment gateway for African businesses that accepts cards, bank transfers and mobile money. Best for businesses selling to customers across Africa who need mobile money, USSD and bank transfer payments. Available for Web, iOS and Android.
Is Flutterwave free?
No, Flutterwave is a paid product.
Is Flutterwave open source?
No, Flutterwave is not open source.
What platforms does Flutterwave run on?
Flutterwave is available for Web, iOS and Android.
What are the best alternatives to Flutterwave?
The highest-ranked Flutterwave alternatives right now are Stripe and PayPal. See the full ranked list for pricing, platforms and verified facts.
Flutterwave vs Stripe: what's the difference?
Both Flutterwave and Stripe are paid products. Both run on Web, iOS and Android.