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CCAvenue alternatives: 7 apps ranked by verified data

Facts checked Nov 8, 2026AppBreakup editorialHow we rankAll payment gateways

Top picks

  • Razorpay logo

    Best overall

    Razorpay

    Setup cost: ₹0 setup and ₹0 maintenance

  • Instamojo logo

    Best free option

    Instamojo

    Starting price: ₹6,999 a year (Starter online store)

Common reasons people leave CCAvenue: annual software upgradation charge applies from the second year, and multi-currency transactions cost noticeably more than domestic ones. We ranked 7 alternatives by how directly each one replaces CCAvenue, then by reviews, real visits and how recently each app's facts were checked against its own website. Razorpay currently ranks first.

Quick comparison

#AppPricingVerified priceOpen sourcePlatformsVerified factsScore
1Razorpay logoRazorpayPaidCustom pricing above ₹5,00,000 monthly revenueNoWeb, iOS, Android8 of 868.8
2Cashfree Payments logoCashfree PaymentsPaid₹20 per IMPS/NEFT/RTGS paymentNoWeb8 of 864.8
3PayU India logoPayU IndiaPaid—NoWeb6 of 661.8
4Paytm for Business logoPaytm for BusinessPaid—NoWeb, Android, iOS5 of 559.4
5Stripe logoStripePaid$10 per monthNoWeb, iOS, Android7 of 757.5
6Adyen logoAdyenPaid—NoWeb, iOS, Android6 of 655.9
7Instamojo logoInstamojoFree plan + paid₹6,999 a year (Starter online store)NoWeb, Android, iOS8 of 848.2
  1. Razorpay logo

    1. RazorpayTop pick

    Best for: Indian businesses that want a single gateway for UPI, cards and netbanking plus payouts

    PaidWeb, iOS, Android

    68.8

    score / 100

    Why switch from CCAvenue

    Newer gateway with a cleaner dashboard, no annual charge on the standard plan and payouts built in.

    Pros

    • Covers UPI, cards, netbanking, EMI and wallets in one integration
    • No setup fee or annual maintenance charge on the standard plan
    • Payment links, subscriptions and payouts live in the same dashboard

    Cons

    • Built for Indian businesses; not a general global processor
    • Standard fee applies even to UPI payments, which carry no bank MDR
    • Account activation needs KYC documents and review before going live
    Visit Razorpay Compare with CCAvenueDetails and reviews
    How this score is calculated
    Editorial fit ×0.3100
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Razorpay a good CCAvenue alternative?

    Verified facts

    8 of 8 verified
    Standard fee
    2% + GST per transaction
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Setup fee
    None, and no annual maintenance charge
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Payment methods
    Cards, netbanking, UPI and wallets
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Regulation
    RBI-authorised payment aggregator
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Standard pricing
    2% + GST per successful transaction
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Setup cost
    ₹0 setup and ₹0 maintenance
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Free trial
    0% gateway fee for the first 90 days
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
    Enterprise plan
    Custom pricing above ₹5,00,000 monthly revenue
    Checked Nov 8, 2026razorpay.com(opens source in a new tab)
  2. Cashfree Payments logo

    2. Cashfree Payments

    Best for: Indian businesses that need both payment collection and high-volume payouts

    PaidWeb

    64.8

    score / 100

    Why switch from CCAvenue

    Modern APIs, fast settlements and international payment options for Indian merchants.

    Pros

    • Standard rate slightly below the common 2% Indian benchmark
    • Payouts and verification APIs sit alongside the gateway
    • Accepts international cards and PayPal with INR settlement

    Cons

    • Amex, Diners and international cards cost noticeably more
    • Mainly for Indian-registered businesses
    • Promotional zero-fee offers come with detailed eligibility terms
    Visit Cashfree Payments Compare with CCAvenueDetails and reviews
    How this score is calculated
    Editorial fit ×0.387
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Cashfree Payments a good CCAvenue alternative?

    Verified facts

    8 of 8 verified
    Standard fee
    1.95% + taxes per transaction
    Checked Nov 8, 2026cashfree.com(opens source in a new tab)
    Setup fee
    None
    Checked Nov 8, 2026cashfree.com(opens source in a new tab)
    Payment methods
    180+ payment modes
    Checked Nov 8, 2026cashfree.com(opens source in a new tab)
    International payments
    140+ currencies, settled in INR
    Checked Nov 8, 2026cashfree.com(opens source in a new tab)
    Standard pricing
    1.95% platform fee per transaction
    Checked Nov 8, 2026cashfree.com(opens source in a new tab)
    International card pricing
    2.99% platform fee
    Checked Nov 8, 2026cashfree.com(opens source in a new tab)
    Bank transfer pricing
    ₹20 per IMPS/NEFT/RTGS payment
    Checked Nov 8, 2026cashfree.com(opens source in a new tab)
    Payout pricing
    From ₹3 per NEFT payout up to ₹1,000
    Checked Nov 8, 2026cashfree.com(opens source in a new tab)
  3. PayU India logo

    3. PayU India

    Best for: Indian merchants who want a long-established gateway with strong EMI and pay-later options

    PaidWeb

    61.8

    score / 100

    Why switch from CCAvenue

    Comparable coverage of cards, UPI and EMI with a large merchant base.

    Pros

    • Simple flat rate across most domestic payment methods
    • Wide range of EMI and buy-now-pay-later options
    • No setup or annual maintenance fee on the standard plan

    Cons

    • EMI, Amex, Diners and international payments cost 3%
    • Mainly for businesses registered in India
    • Fewer adjacent banking products than Razorpay
    Visit PayU India Details and reviews
    How this score is calculated
    Editorial fit ×0.377
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is PayU India a good CCAvenue alternative?

    Verified facts

    6 of 6 verified
    Domestic fee
    2% on cards, netbanking, wallets and BNPL
    Checked Nov 8, 2026payu.in(opens source in a new tab)
    International/EMI fee
    3%
    Checked Nov 8, 2026payu.in(opens source in a new tab)
    Setup fee
    None, and no annual maintenance fee
    Checked Nov 8, 2026payu.in(opens source in a new tab)
    Payment methods
    150+
    Checked Nov 8, 2026payu.in(opens source in a new tab)
    Starting price
    2% per domestic transaction (Standard plan)
    Checked Nov 8, 2026payu.in(opens source in a new tab)
    International and EMI fee
    3% per transaction
    Checked Nov 8, 2026payu.in(opens source in a new tab)
  4. Paytm for Business logo

    4. Paytm for Business

    Best for: Indian businesses that want online and in-store payments from one widely recognised provider

    PaidWeb, Android, iOS

    59.4

    score / 100

    Why switch from CCAvenue

    No setup or maintenance fee, and a checkout many Indian shoppers already trust.

    Pros

    • Covers online gateway, payment links, QR codes and card machines
    • No setup or annual maintenance fee on the payment gateway
    • Plugins for Shopify, WooCommerce, Magento and other platforms

    Cons

    • Card rates vary by category and merchant size, which makes costs harder to predict
    • Only for businesses operating in India
    • Card machine and soundbox hardware are separate products with their own terms
    Visit Paytm for Business Details and reviews
    How this score is calculated
    Editorial fit ×0.369
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Paytm for Business a good CCAvenue alternative?

    Verified facts

    5 of 5 verified
    Setup fee
    None, and no annual maintenance charges
    Checked Nov 8, 2026business.paytm.com(opens source in a new tab)
    Payment methods
    100+ including UPI, cards, netbanking, EMI
    Checked Nov 8, 2026business.paytm.com(opens source in a new tab)
    Settlement
    T+1, same-day or on-demand
    Checked Nov 8, 2026business.paytm.com(opens source in a new tab)
    Plugins
    Shopify, WooCommerce, Magento
    Checked Nov 8, 2026business.paytm.com(opens source in a new tab)
    UPI transaction fee
    0%, free on UPI and RuPay cards
    Checked Nov 8, 2026business.paytm.com(opens source in a new tab)
  5. Stripe logo

    5. Stripe

    Best for: SaaS companies and marketplaces that sell internationally and want strong developer tooling

    PaidWeb, iOS, Android

    57.5

    score / 100

    Why switch from CCAvenue

    Better developer tools and global reach if you mainly sell to customers outside India.

    Pros

    • Well-documented APIs with a full test mode
    • Large set of payment methods and currencies from one integration
    • Billing, tax, fraud and marketplace payouts available as add-ons

    Cons

    • Not available to businesses in every country
    • Add-on products like Billing and Tax carry their own fees
    • Rates vary by country and payment method, so costs need checking per market
    Visit Stripe Details and reviews
    How this score is calculated
    Editorial fit ×0.363
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Stripe a good CCAvenue alternative?

    Verified facts

    7 of 7 verified
    Setup and monthly fees
    None on standard pricing
    Checked Nov 8, 2026stripe.com(opens source in a new tab)
    Currencies
    135+
    Checked Nov 8, 2026stripe.com(opens source in a new tab)
    Payment methods
    100+
    Checked Nov 8, 2026stripe.com(opens source in a new tab)
    Tax automation
    Calculations in 100+ countries
    Checked Nov 8, 2026stripe.com(opens source in a new tab)
    Pricing
    Pay as you go, no setup or monthly fees
    Checked Nov 8, 2026stripe.com(opens source in a new tab)
    Custom domain price
    $10 per month
    Checked Nov 8, 2026stripe.com(opens source in a new tab)
    Card pricing
    2.9% + a fixed fee per successful domestic card charge
    Checked Nov 8, 2026stripe.com(opens source in a new tab)
  6. Adyen logo

    6. Adyen

    Best for: Large and international businesses that want online and in-store payments on one platform

    PaidWeb, iOS, Android

    55.9

    score / 100

    Why switch from CCAvenue

    Global enterprise acquirer for merchants selling across many countries from one contract.

    Pros

    • One integration for online, in-app and in-store payments worldwide
    • Interchange++ card pricing with no setup or monthly fees
    • Wide range of local payment methods and currencies

    Cons

    • Sales-led onboarding geared to larger merchants, not hobby sellers
    • Fixed fee on every transaction plus method fees can be complex to model
    • Fewer no-code tools for small businesses than Stripe or Square
    Visit Adyen Details and reviews
    How this score is calculated
    Editorial fit ×0.357
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Adyen a good CCAvenue alternative?

    Verified facts

    6 of 6 verified
    Setup fee
    None, and no monthly fees
    Checked Nov 8, 2026adyen.com(opens source in a new tab)
    Pricing model
    Fixed processing fee + payment-method fee
    Checked Nov 8, 2026adyen.com(opens source in a new tab)
    Currencies
    150+
    Checked Nov 8, 2026adyen.com(opens source in a new tab)
    Local payment methods
    200+
    Checked Nov 8, 2026adyen.com(opens source in a new tab)
    Banking licences
    US, UK and EU
    Checked Nov 8, 2026adyen.com(opens source in a new tab)
    Visa and Mastercard
    $0.13 + 0.80% + Interchange++
    Checked Nov 8, 2026adyen.com(opens source in a new tab)
  7. Instamojo logo

    7. Instamojo

    Best for: Indian small sellers who want a store, payment links and shipping in one rupee-priced account

    Free plan + paidWeb, Android, iOS

    48.2

    score / 100

    Why switch from CCAvenue

    Simple payment links and an online store for Indian small businesses that don't need a full gateway setup.

    Pros

    • Free plan includes a working store with cash on delivery and shipping integrations
    • Payment gateway is built in, so there is no separate gateway to sign up for
    • Also sells digital products, workshops and event tickets

    Cons

    • Free and Starter plans take 5% + ₹3 per sale, far higher than a standalone gateway
    • Digital products carry an even higher transaction fee
    • Built for selling in India; not a fit for brands focused on overseas customers
    Visit Instamojo Details and reviews
    How this score is calculated
    Editorial fit ×0.332
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Instamojo a good CCAvenue alternative?

    Verified facts

    8 of 8 verified
    Free plan
    Yes, Lite at ₹0 a year plus 5% + ₹3 per sale
    Checked Nov 8, 2026instamojo.com(opens source in a new tab)
    Transaction fee (free plan)
    5% + ₹3 per sale
    Checked Nov 8, 2026instamojo.com(opens source in a new tab)
    Payment modes
    UPI, cards, netbanking, wallets
    Checked Nov 8, 2026instamojo.com(opens source in a new tab)
    Users
    20 lakh+ small businesses
    Checked Nov 8, 2026instamojo.com(opens source in a new tab)
    Starting price
    ₹6,999 a year (Starter online store)
    Checked Nov 8, 2026instamojo.com(opens source in a new tab)
    Growth plan
    ₹14,999 a year
    Checked Nov 8, 2026instamojo.com(opens source in a new tab)
    Free trial
    No
    Checked Nov 8, 2026instamojo.com(opens source in a new tab)
    Money-back guarantee
    14 days
    Checked Nov 8, 2026instamojo.com(opens source in a new tab)

The best CCAvenue alternative for…

The highest-ranked app in this list for each need.

Razorpay logo

Best CCAvenue alternative for most people

Razorpay

Newer gateway with a cleaner dashboard, no annual charge on the standard plan and payouts built in.

Instamojo logo

Best CCAvenue alternative for a free plan you can upgrade

Instamojo

Simple payment links and an online store for Indian small businesses that don't need a full gateway setup.

Paytm for Business logo

Best CCAvenue alternative for iPhone and Android

Paytm for Business

No setup or maintenance fee, and a checkout many Indian shoppers already trust.

Cashfree Payments logo

Best CCAvenue alternative for working in the browser

Cashfree Payments

Modern APIs, fast settlements and international payment options for Indian merchants.

CCAvenue alternatives: common questions

What is the best alternative to CCAvenue?

Razorpay ranks first right now. Newer gateway with a cleaner dashboard, no annual charge on the standard plan and payouts built in. Cashfree Payments and PayU India follow it in our ranking.

CCAvenue vs Razorpay: what's the difference?

Both CCAvenue and Razorpay are paid products. Both run on Web, Android and iOS.

Is CCAvenue free?

CCAvenue is a paid product. Annual charge: ₹1,200 + GST a year, waived in the first year; Starting price: 2% per domestic transaction + 18% GST. Checked on CCAvenue's own site, November 2026.

How much do CCAvenue alternatives cost?

Verified prices for the top-ranked CCAvenue alternatives: Razorpay, Custom pricing above ₹5,00,000 monthly revenue; Cashfree Payments, ₹20 per IMPS/NEFT/RTGS payment; Stripe, $10 per month; Instamojo, ₹6,999 a year (Starter online store). Each price was checked on the app's own site; see each card below for the date and source.

Is there a free alternative to CCAvenue?

Yes. Instamojo (free plan + paid) has a free option. Check each app's verified facts for current plan limits.

Is there an open-source alternative to CCAvenue?

None of the 7 alternatives in this list is open source.

Why do people switch from CCAvenue?

The complaints we hear most: annual software upgradation charge applies from the second year; multi-currency transactions cost noticeably more than domestic ones; dashboard and developer experience feel dated next to newer gateways.

How is this list ranked?

Every app is scored with the same published formula: how directly it replaces CCAvenue, reviews (weighted by verification), visits from AppBreakup, how recently its facts were checked against its own website, and reader votes.