AppBreakup

Sendwave alternatives: 4 apps ranked by verified data

Facts checked Nov 8, 2026AppBreakup editorialHow we rankAll international money transfer services

Top picks

Common reasons people leave Sendwave: sending is limited to a handful of countries (US, Canada, UK, EU), and mobile-first, with no full web app for sending. We ranked 4 alternatives by how directly each one replaces Sendwave, then by reviews, real visits and how recently each app's facts were checked against its own website. Remitly currently ranks first.

Quick comparison

#AppPricingVerified priceOpen sourcePlatformsVerified factsScore
1Remitly logoRemitlyFree—NoWeb, iOS, Android4 of 468.8
2TransferGo logoTransferGoPaid—NoWeb, iOS, Android8 of 864.8
3MoneyGram logoMoneyGramPaid—NoWeb, iOS, Android4 of 461.8
4Paysend logoPaysendPaid—NoWeb, iOS, Android8 of 859.4
  1. Remitly logo

    1. RemitlyTop pick

    Best for: People sending regular remittances to family abroad, especially for cash pickup or mobile wallets

    FreeWeb, iOS, Android

    68.8

    score / 100

    Why switch from Sendwave

    Similar app-based remittances with more sending countries and delivery options.

    Pros

    • Sends to 170+ countries with bank, mobile wallet and cash pickup options
    • Fee and exchange rate shown before you confirm
    • Support in 18 languages
    • Business accounts for paying overseas contractors

    Cons

    • Exchange rates include a margin, so it is not always the cheapest route
    • You can only send from a limited list of countries
    • Costs vary by route and payment method, which makes comparing harder
    How this score is calculated
    Editorial fit ×0.3100
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Remitly a good Sendwave alternative?

    Verified facts

    4 of 4 verified
    Destinations
    175+ countries
    Checked Nov 8, 2026remitly.com(opens source in a new tab)
    Delivery methods
    Bank account, mobile wallet, cash pickup
    Checked Nov 8, 2026remitly.com(opens source in a new tab)
    Support languages
    18
    Checked Nov 8, 2026remitly.com(opens source in a new tab)
    Headquarters
    Seattle, US
    Checked Nov 8, 2026remitly.com(opens source in a new tab)
  2. TransferGo logo

    2. TransferGo

    Best for: People in Europe and the UK sending money home who also want a multi-currency card

    PaidWeb, iOS, Android

    64.8

    score / 100

    Why switch from Sendwave

    Sends from the UK and EU to African countries, with a multi-currency account and card.

    Pros

    • Covers 160+ countries, with strong corridors from the UK and EU
    • Free virtual GoCard plus a multi-currency balance in the same app
    • Regulated by the UK FCA and the Bank of Lithuania

    Cons

    • Physical card has a one-off fee, and ATM use beyond the monthly allowance costs extra
    • Sending is mainly from Europe and the UK, so it is less useful for US-based senders
    • Fees and rates vary by corridor and speed, so costs need checking per transfer
    How this score is calculated
    Editorial fit ×0.387
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is TransferGo a good Sendwave alternative?

    Verified facts

    8 of 8 verified
    Destinations
    160+ countries
    Checked Nov 8, 2026transfergo.com(opens source in a new tab)
    Platforms
    iOS, Android, Huawei, web
    Checked Nov 8, 2026transfergo.com(opens source in a new tab)
    Founded
    2012
    Checked Nov 8, 2026transfergo.com(opens source in a new tab)
    Physical card
    £4.99 one-time payment
    Checked Nov 8, 2026transfergo.com(opens source in a new tab)
    Regulation
    UK FCA (FRN 991295)
    Checked Nov 8, 2026transfergo.com(opens source in a new tab)
    Transfer fee
    From 0.2% to bank accounts
    Checked Nov 8, 2026transfergo.com(opens source in a new tab)
    Free plan
    Yes, free multi-currency account, no monthly cost
    Checked Nov 8, 2026transfergo.com(opens source in a new tab)
    ATM withdrawals
    £500 free a month in UK/EEA (3 withdrawals)
    Checked Nov 8, 2026transfergo.com(opens source in a new tab)
  3. MoneyGram logo

    3. MoneyGram

    Best for: People sending money to families who collect cash or use mobile wallets

    PaidWeb, iOS, Android

    61.8

    score / 100

    Why switch from Sendwave

    Another agent network for cash pickup, plus bank and wallet deposits.

    Pros

    • Huge cash pickup network in over 200 countries and territories
    • Send in the app, online or in person
    • Bank, debit card and mobile wallet delivery where available

    Cons

    • Fees and exchange-rate margins vary widely by route and method
    • Often costlier than online-only services for bank transfers
    • Not every service is available in every country
    How this score is calculated
    Editorial fit ×0.377
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is MoneyGram a good Sendwave alternative?

    Verified facts

    4 of 4 verified
    Countries
    200+ countries and territories
    Checked Nov 8, 2026moneygram.com(opens source in a new tab)
    Retail locations
    Nearly 500,000
    Checked Nov 8, 2026moneygram.com(opens source in a new tab)
    Ways to send
    App, online or in person
    Checked Nov 8, 2026moneygram.com(opens source in a new tab)
    Bill pay
    Yes (US)
    Checked Nov 8, 2026moneygram.com(opens source in a new tab)
  4. Paysend logo

    4. Paysend

    Best for: People sending money home who want card, wallet or cash payout options in one app

    PaidWeb, iOS, Android

    59.4

    score / 100

    Why switch from Sendwave

    Reaches 170+ countries with card and e-wallet payouts.

    Pros

    • Several payout methods: bank account, card, e-wallet or cash, depending on the destination
    • Rate and fee are shown before you confirm each transfer
    • Wide reach of 170+ destination countries

    Cons

    • Fees and exchange margins vary by corridor, so it is not always the cheapest option
    • No multi-currency balance to hold money like Wise or Revolut offer
    • Delivery times depend on route and compliance checks, so 'fast' is not guaranteed
    How this score is calculated
    Editorial fit ×0.369
    Reviews ×0.363
    Clicks (90 days) ×0.150
    Freshness ×0.15100
    Votes ×0.150

    0 counted reviews, 0 up and 0 down votes. Full formula

    Is Paysend a good Sendwave alternative?

    Verified facts

    8 of 8 verified
    Destinations
    170+ countries
    Checked Nov 8, 2026paysend.com(opens source in a new tab)
    Payout methods
    Bank account, card, e-wallet or cash
    Checked Nov 8, 2026paysend.com(opens source in a new tab)
    Fee shown upfront
    Yes, before you confirm
    Checked Nov 8, 2026paysend.com(opens source in a new tab)
    Regulation
    UK FCA e-money institution
    Checked Nov 8, 2026paysend.com(opens source in a new tab)
    Headquarters
    Edinburgh, Scotland
    Checked Nov 5, 2026paysend.com(opens source in a new tab)
    Transfer fee
    From $1.99 when sending from the US
    Checked Nov 8, 2026paysend.com(opens source in a new tab)
    Fee type
    Fixed fee, not a % of the amount
    Checked Nov 8, 2026paysend.com(opens source in a new tab)
    Daily limit (new accounts)
    $999 a day
    Checked Nov 8, 2026paysend.com(opens source in a new tab)

The best Sendwave alternative for…

The highest-ranked app in this list for each need.

Remitly logo

Best Sendwave alternative for most people

Remitly

Similar app-based remittances with more sending countries and delivery options.

Remitly logo

Best Sendwave alternative for a free option

Remitly

Similar app-based remittances with more sending countries and delivery options.

TransferGo logo

Best Sendwave alternative for iPhone and Android

TransferGo

Sends from the UK and EU to African countries, with a multi-currency account and card.

MoneyGram logo

Best Sendwave alternative for working in the browser

MoneyGram

Another agent network for cash pickup, plus bank and wallet deposits.

Sendwave alternatives: common questions

What is the best alternative to Sendwave?

Remitly ranks first right now. Similar app-based remittances with more sending countries and delivery options. TransferGo and MoneyGram follow it in our ranking.

Sendwave vs Remitly: what's the difference?

Sendwave is a paid product; Remitly is free to use. Only Remitly runs on Web.

Is Sendwave free?

Sendwave is a paid product.

Is there a free alternative to Sendwave?

Yes. Remitly (free) has a free option. Check each app's verified facts for current plan limits.

Is there an open-source alternative to Sendwave?

None of the 4 alternatives in this list is open source.

Why do people switch from Sendwave?

The complaints we hear most: sending is limited to a handful of countries (US, Canada, UK, EU); mobile-first, with no full web app for sending; wallet extras like cashback are only for US and UK senders.

How is this list ranked?

Every app is scored with the same published formula: how directly it replaces Sendwave, reviews (weighted by verification), visits from AppBreakup, how recently its facts were checked against its own website, and reader votes.