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Remitly logo

Remitly

App for sending money abroad to bank accounts, mobile wallets and cash pickup points.

Updated · AppBreakup editorial · Web, iOS, Android

Is Remitly free?

Yes, free to use

Switch from Remitly to

All 7
Verified facts
4 of 4
Alternatives ranked
7
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0
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About Remitly

Remitly is a Seattle-based remittance service built mainly for people who send money home to family in another country. You can send from the US, Canada, the UK, Australia, much of the EU and a few other countries to recipients in 170-plus countries, with delivery to bank accounts, mobile wallets, or cash pickup locations depending on the destination. The app shows the fee, exchange rate and total before you send, and many transfers arrive within minutes. Remitly makes money from transfer fees and from the margin in its exchange rates, so the total cost varies by route and payment method, with cards often costing more than bank transfers. Support is offered in 18 languages. There is also Remitly Business for paying overseas contractors and vendors. Signing up is free; Remitly works on the web and in Android and iOS apps.

Best for: People sending regular remittances to family abroad, especially for cash pickup or mobile wallets.

Pros and cons

What works

  • Sends to 170+ countries with bank, mobile wallet and cash pickup options
  • Fee and exchange rate shown before you confirm
  • Support in 18 languages
  • Business accounts for paying overseas contractors

Why people leave

  • Exchange rates include a margin, so it is not always the cheapest route
  • You can only send from a limited list of countries
  • Costs vary by route and payment method, which makes comparing harder

Remitly vs Wise, Xe and MoneyGram

From each app's listing and the prices verified on its own site. A dash means we haven't verified it yet.

AttributeRemitlyWiseXeMoneyGram
PricingFreeFreeFree plan + paidPaid
Verified price————
Free planFree appFree appYesNo
Open sourceNoNoNoNo
Self-hostableNoNoNoNo
PlatformsWeb, iOS, AndroidWeb, iOS, AndroidWeb, iOS, AndroidWeb, iOS, Android

Full Remitly vs Xe comparisonFull Remitly vs MoneyGram comparison

Top Remitly alternatives

See all 7
  1. 1Wise logo
    Wise

    Uses the mid-market exchange rate with a visible fee, often cheaper for bank-to-bank transfers.

    56.8
  2. 2Xe logo
    Xe

    Often good rates for larger bank-to-bank transfers, plus a free currency converter.

    42.3
  3. 3MoneyGram logo
    MoneyGram

    Lets you send or collect cash in person through a very large agent network.

    42.3
  4. 4Xoom logo
    Xoom

    PayPal-backed transfers to banks, wallets, UPI, PIX and cash pickup, funded from a PayPal balance.

    42.3
  5. 5Paysend logo
    Paysend

    Pays out to cards and e-wallets as well as banks, across 170+ countries.

    42.3

Why people left Remitly

In reviewers' own words, from reviews of the apps they moved to. These are their opinions, not ours.

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Reviews

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Remitly: common questions

What is Remitly?

Remitly: App for sending money abroad to bank accounts, mobile wallets and cash pickup points. Best for people sending regular remittances to family abroad, especially for cash pickup or mobile wallets. Available for Web, iOS and Android.

Is Remitly free?

Yes, Remitly is free to use.

Is Remitly open source?

No, Remitly is not open source.

What platforms does Remitly run on?

Remitly is available for Web, iOS and Android.

What are the best alternatives to Remitly?

The highest-ranked Remitly alternatives right now are Wise, Xe and MoneyGram. See the full ranked list for pricing, platforms and verified facts.

Remitly vs Wise: what's the difference?

Both Remitly and Wise are free to use. Both run on Web, iOS and Android.

See all 7 Remitly alternatives