Paysend

International money transfer app that pays out to bank accounts, cards, e-wallets or cash.

PaidInternational money transfer services

Updated Nov 7, 2026 · AppBreakup editorial · Web, iOS, Android

Visit Paysend See 5 alternatives

Is Paysend free?

No, it's a paid product

3 alternatives with a free option

Switch from Paysend to

All 5

Remitly
Free
TransferGo
Paid
Xe
Starting price: Transfer fees from $0

Verified facts: 8 of 8
Alternatives ranked: 5
Approved reviews: 0
Visits sent from here: 0

About Paysend

Paysend is a cross-border payments company based in Edinburgh that started out with card-to-card transfers and now sends money to more than 170 countries. From the mobile app or website you pick a destination, see the exchange rate and fee before confirming, and the recipient gets the money in a bank account, on a card, in an e-wallet or as cash pickup, depending on the route. You can also request money and track each transfer as it moves. Alongside the consumer app, Paysend sells its payment network to businesses through an API and embedded products. It suits migrants and expats sending regular amounts home, particularly to Eastern Europe, Central Asia and parts of Latin America and Asia, where its routes are strongest. There is no subscription: you pay a fee and an exchange-rate margin on each transfer, and those vary by corridor. Paysend Plc is regulated by the UK's Financial Conduct Authority as an e-money institution.

Best for: People sending money home who want card, wallet or cash payout options in one app.

Paysend pricing (checked Nov 8, 2026)

Each line is quoted from Paysend's own site, with the page it came from.

Plan or term	What it says	Checked	Source
Transfer fee	From $1.99 when sending from the US	Nov 8, 2026	paysend.com
Daily limit (new accounts)	$999 a day	Nov 8, 2026	paysend.com

What works

Several payout methods: bank account, card, e-wallet or cash, depending on the destination
Rate and fee are shown before you confirm each transfer
Wide reach of 170+ destination countries

Why people leave

Fees and exchange margins vary by corridor, so it is not always the cheapest option
No multi-currency balance to hold money like Wise or Revolut offer
Delivery times depend on route and compliance checks, so 'fast' is not guaranteed

Paysend vs Remitly, TransferGo and Xe

From each app's listing and the prices verified on its own site. A dash means we haven't verified it yet.

Attribute	Paysend	Remitly	TransferGo	Xe
Pricing	Paid	Free	Paid	Free plan + paid
Verified price	—	—	—	—
Free plan	No	Free app	Yes, free multi-currency account, no monthly cost	Yes
Open source	No	No	No	No
Self-hostable	No	No	No	No
Platforms	Web, iOS, Android	Web, iOS, Android	Web, iOS, Android	Web, iOS, Android

Top Paysend alternatives

See all 5

1
Remitly
Focused on remittances with cash pickup and mobile money in many of the same corridors.
68.8
2
TransferGo
Similar app-first service with strong European corridors and a free virtual card.
61.8
3
Xe
Good for larger bank-to-bank transfers with rate alerts and a currency converter.
59.4
4
MoneyGram
Another long-established network with cash pickup in most countries.
57.5
5
Wise
Mid-market rate with a transparent fee, plus a multi-currency account to hold balances.
54.4

Why people left Paysend

In reviewers' own words, from reviews of the apps they moved to. These are their opinions, not ours.

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Reviews

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Paysend: common questions

What is Paysend?

Paysend: International money transfer app that pays out to bank accounts, cards, e-wallets or cash. Best for people sending money home who want card, wallet or cash payout options in one app. Available for Web, iOS and Android.

Is Paysend free?

No, Paysend is a paid product.

How much does Paysend cost?

Paysend is a paid product. Transfer fee: From $1.99 when sending from the US; Daily limit (new accounts): $999 a day. Checked on Paysend's own site, November 2026.

Is Paysend open source?

No, Paysend is not open source.

What platforms does Paysend run on?

Paysend is available for Web, iOS and Android.

What are the best alternatives to Paysend?

The highest-ranked Paysend alternatives right now are Remitly, TransferGo and Xe. See the full ranked list for pricing, platforms and verified facts.

Paysend vs Remitly: what's the difference?

Paysend is a paid product; Remitly is free to use. Both run on Web, iOS and Android.

See all 5 Paysend alternatives

Paysend facts

8 of 8 verified

Destinations: 170+ countries; Checked Nov 8, 2026paysend.com(opens source in a new tab); “Send to 170+ countries straight from your phone”
Payout methods: Bank account, card, e-wallet or cash; Checked Nov 8, 2026paysend.com(opens source in a new tab); “to an account, card, e-wallet, or cash”
Fee shown upfront: Yes, before you confirm; Checked Nov 8, 2026paysend.com(opens source in a new tab); “our rate and fee are always shown before you confirm”
Regulation: UK FCA e-money institution; Checked Nov 8, 2026paysend.com(opens source in a new tab); “Paysend Plc is authorised and regulated by the Financial Conduct Authority”
Headquarters: Edinburgh, Scotland; Checked Nov 5, 2026paysend.com(opens source in a new tab); “Individual country ratings may vary Paysend Plc is a company incorporated and registered in Scotland with company number SC376020.”
Transfer fee: From $1.99 when sending from the US; Checked Nov 8, 2026paysend.com(opens source in a new tab); “When sending from the US, fees typically start from $1.99 (may vary by corridor and payout method) .”
Fee type: Fixed fee, not a % of the amount; Checked Nov 8, 2026paysend.com(opens source in a new tab); “Paysend charges a low, fixed transfer fee that depends on the country you're sending from, regardless of how much you send.”
Daily limit (new accounts): $999 a day; Checked Nov 8, 2026paysend.com(opens source in a new tab); “New accounts (Basic tier) can typically send up to $999 per day”