MoneyGram
International money transfer service for sending cash, bank deposits and wallet payments in-app or in person.
Updated · AppBreakup editorial · Web, iOS, Android
Is MoneyGram free?
No, it's a paid product
3 alternatives with a free optionSwitch from MoneyGram to
All 5- Verified facts
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- Alternatives ranked
- 5
- Approved reviews
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About MoneyGram
MoneyGram is one of the largest international money transfer networks. You can send in its app, online, or in person at agent locations such as supermarkets, pharmacies and Walmart stores in the US, and recipients can collect cash nearby or receive money in a bank account, on a debit card or in a mobile wallet, depending on the country. Its partner network reaches more than 200 countries and territories, which makes it a common choice for cash-first families and places with limited banking. In the US it also handles bill payments, money orders and mobile top-ups. There's no subscription: each transfer carries a fee plus an exchange-rate margin that varies by amount, payment method, destination and delivery option, so comparing the total cost against online-first services is worthwhile. It suits people who need cash pickup or prefer to pay in person, rather than those sending large bank-to-bank sums. It runs on the web and in iPhone and Android apps.
Best for: People sending money to families who collect cash or use mobile wallets.
Pros and cons
What works
- Huge cash pickup network in over 200 countries and territories
- Send in the app, online or in person
- Bank, debit card and mobile wallet delivery where available
Why people leave
- Fees and exchange-rate margins vary widely by route and method
- Often costlier than online-only services for bank transfers
- Not every service is available in every country
MoneyGram vs Remitly, Xe and Wise
From each app's listing and the prices verified on its own site. A dash means we haven't verified it yet.
| Attribute | MoneyGram | Remitly | Xe | Wise |
|---|---|---|---|---|
| Pricing | Paid | Free | Free plan + paid | Free |
| Verified price | — | — | — | — |
| Free plan | No | Free app | Yes | Free app |
| Open source | No | No | No | No |
| Self-hostable | No | No | No | No |
| Platforms | Web, iOS, Android | Web, iOS, Android | Web, iOS, Android | Web, iOS, Android |
Full MoneyGram vs Remitly comparisonFull MoneyGram vs Xe comparison
Top MoneyGram alternatives
See all 5- 1
Remitly68.8App-first remittances, often with lower fees and better rates for bank and wallet deposits.
- 2
Xe64.8Good rates for larger bank-to-bank transfers, plus cash pickup in many countries.
- 3
Wise52.6Mid-market exchange rate with transparent fees, best for transfers between bank accounts.
- 4
Xoom42.3Online and app transfers with cash pickup, plus the option to pay with an existing PayPal account.
- 5
TransferGo42.3App-based transfers from Europe with a free virtual card and multi-currency balance.
Why people left MoneyGram
In reviewers' own words, from reviews of the apps they moved to. These are their opinions, not ours.
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MoneyGram: common questions
What is MoneyGram?
MoneyGram: International money transfer service for sending cash, bank deposits and wallet payments in-app or in person. Best for people sending money to families who collect cash or use mobile wallets. Available for Web, iOS and Android.
Is MoneyGram free?
No, MoneyGram is a paid product.
Is MoneyGram open source?
No, MoneyGram is not open source.
What platforms does MoneyGram run on?
MoneyGram is available for Web, iOS and Android.
What are the best alternatives to MoneyGram?
The highest-ranked MoneyGram alternatives right now are Remitly, Xe and Wise. See the full ranked list for pricing, platforms and verified facts.
MoneyGram vs Remitly: what's the difference?
MoneyGram is a paid product; Remitly is free to use. Both run on Web, iOS and Android.