Authorize.net

Long-running US payment gateway for accepting cards, eChecks and recurring payments online and by phone.

PaidPayment gateways

Updated Nov 7, 2026 · AppBreakup editorial · Web

Visit Authorize.net See 6 alternatives

Is Authorize.net free?

No, it's a paid product

2 alternatives with a free option

Switch from Authorize.net to

All 6

Stripe
Custom domain price: $10 per month
Compare
Adyen
Paid
Amazon Pay
Paid

Verified facts: 4 of 4
Alternatives ranked: 6
Approved reviews: 0
Visits sent from here: 0

About Authorize.net

Authorize.net is a payment gateway owned by Visa that US small businesses have used for decades to take card payments on their websites, over the phone through a virtual terminal, and in person with a mobile POS or Tap to Pay. It offers two main setups: an all-in-one plan that bundles a merchant account with the gateway, and a gateway-only plan for businesses that already have a merchant account with a bank or processor and want to keep it. Both carry a monthly fee plus per-transaction charges. Built-in tools cover recurring billing, digital invoices, fraud filters, an account updater for stored cards and eCheck (ACH) payments. Because so many shopping carts and billing systems already support it, it is often chosen for compatibility rather than for modern developer tooling. It suits established US merchants, especially those with an existing merchant account, while startups wanting a quick API-first setup often look at Stripe.

Best for: US merchants who want a widely supported gateway or already have their own merchant account.

Authorize.net pricing (checked Nov 8, 2026)

Each line is quoted from Authorize.net's own site, with the page it came from.

Plan or term	What it says	Checked	Source
Monthly fee	$25 per month	Nov 8, 2026	authorize.net

What works

Gateway-only plan works with an existing merchant account
No setup fee and no early termination fee for the gateway
Recurring billing, invoicing and fraud filters included

Why people leave

Monthly fee on every plan, unlike pay-as-you-go processors
eCheck is limited to US-based businesses
Aimed at the US market rather than global selling

Authorize.net vs Stripe, Adyen and Amazon Pay

From each app's listing and the prices verified on its own site. A dash means we haven't verified it yet.

Attribute	Authorize.net	Stripe	Adyen	Amazon Pay
Pricing	Paid	Paid	Paid	Paid
Verified price	—	$10 per month	—	—
Free plan	No	No	No	No
Open source	No	No	No	No
Self-hostable	No	No	No	No
Platforms	Web	Web, iOS, Android	Web, iOS, Android	Web

Full Authorize.net vs Stripe comparison

Top Authorize.net alternatives

See all 6

1
Stripe
Developer-friendly online payments with modern APIs, subscriptions and invoicing, no separate merchant account to arrange.
68.8
2
Adyen
Enterprise-grade single platform for online, in-store and global payment methods, for larger merchants outgrowing a gateway.
59.4
3
Amazon Pay
Lets shoppers check out with their stored Amazon details, a common add-on or replacement for card forms.
57.5
4
PayPal
Adds the PayPal button customers already trust, plus card processing, without a monthly gateway fee.
54.4
5
Square POS
One account for in-store card readers and online or invoice payments, a fit for small US merchants.
52.6

Why people left Authorize.net

In reviewers' own words, from reviews of the apps they moved to. These are their opinions, not ours.

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Authorize.net: common questions

What is Authorize.net?

Authorize.net: Long-running US payment gateway for accepting cards, eChecks and recurring payments online and by phone. Best for US merchants who want a widely supported gateway or already have their own merchant account. Available for Web.

Is Authorize.net free?

No, Authorize.net is a paid product.

How much does Authorize.net cost?

Authorize.net is a paid product. Monthly fee: $25 per month. Checked on Authorize.net's own site, November 2026.

Is Authorize.net open source?

No, Authorize.net is not open source.

What platforms does Authorize.net run on?

Authorize.net is available for Web.

What are the best alternatives to Authorize.net?

The highest-ranked Authorize.net alternatives right now are Stripe, Adyen and Amazon Pay. See the full ranked list for pricing, platforms and verified facts.

Authorize.net vs Stripe: what's the difference?

Both Authorize.net and Stripe are paid products. Only Stripe runs on iOS and Android.

See all 6 Authorize.net alternatives

Authorize.net facts

4 of 4 verified

Monthly fee: $25 per month; Checked Nov 8, 2026authorize.net(opens source in a new tab); “Authorize.net plans start at $25 per month.”
All-in-one rate: 2.9% + 30¢ per transaction; Checked Nov 8, 2026authorize.net(opens source in a new tab); “$25 per month 2.9% + 30¢ per transaction 1 Questions?”
Setup fee: None; Checked Nov 8, 2026authorize.net(opens source in a new tab); “Call 1-888-323-4289 Simple, transparent payment processing for small business No setup fees. No early termination.”
eCheck rate: 0.75% per transaction; Checked Nov 8, 2026authorize.net(opens source in a new tab); “eCheck processing is available as an add-on at 0.75% per transaction”