Xe

Well-known currency converter that also offers international money transfers to bank accounts, wallets and cash pickup.

Free plan + paidInternational money transfer services

Updated Nov 3, 2026 · AppBreakup editorial · Web, iOS, Android

Visit Xe See 6 alternatives

Is Xe free?

Free plan, plus paid plans

Starting price:: Transfer fees from $0

Checked on Xe's site Nov 8, 2026

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All 6

Verified facts: 8 of 8
Alternatives ranked: 6
Approved reviews: 0
Visits sent from here: 0

About Xe

Xe started as a popular online currency converter and is now also a money transfer service owned by Euronet Worldwide. The free converter, live rate charts and rate alerts remain widely used by travellers and businesses. Its transfer service lets you send money to bank accounts, mobile wallets and cash pickup points in well over a hundred countries, paying by bank debit, wire or card; card payments are faster but cost more. It's licensed by regulators in the UK, US, Canada and Australia, among others, and offers business accounts for larger and recurring payments. There's no subscription: the cost of a transfer is built into the fee and the exchange rate, and it's often competitive for larger sums. It suits people moving larger amounts between bank accounts or who already use Xe's rates, and those who want cash pickup too. It runs on the web and in iPhone and Android apps, with biometric login and transfer tracking.

Best for: People sending larger sums abroad who also want a trusted currency converter and rate alerts.

Xe pricing (checked Nov 8, 2026)

Each line is quoted from Xe's own site, with the page it came from.

Plan or term	What it says	Checked	Source
Starting price	Transfer fees from $0	Nov 8, 2026	xe.com
US online transfer limit	$535,000 USD per transfer	Nov 8, 2026	xe.com

What works

Free currency converter, charts and rate alerts
Bank, mobile wallet and cash pickup delivery
Regulated in many countries and part of Euronet

Why people leave

Card payments add an extra fee
Exchange-rate margin makes the true cost less obvious than Wise's
Bank transfers can take up to three business days

Xe vs Remitly, MoneyGram and Xoom

From each app's listing and the prices verified on its own site. A dash means we haven't verified it yet.

Attribute	Xe	Remitly	MoneyGram	Xoom
Pricing	Free plan + paid	Free	Paid	Paid
Verified price	—	—	—	—
Free plan	Yes	Free app	No	No
Open source	No	No	No	No
Self-hostable	No	No	No	No
Platforms	Web, iOS, Android	Web, iOS, Android	Web, iOS, Android	Web, iOS, Android

Full Xe vs Remitly comparison Full Xe vs MoneyGram comparison Full Xe vs Xoom comparison

Top Xe alternatives

See all 6

1
Remitly
Fast app-based remittances with strong coverage for mobile wallets and cash pickup.
64.8
2
MoneyGram
Lets senders pay in cash at nearly 500,000 retail locations.
61.8
3
Xoom
PayPal's transfer service for cash pickup, bank deposits and mobile reloads in many countries.
59.4
4
Wise
Uses the mid-market rate with an upfront fee, so costs are easy to compare.
56.8
5
Instarem
Upfront fees, real-time tracking and loyalty points for regular senders.
42.3

Why people left Xe

In reviewers' own words, from reviews of the apps they moved to. These are their opinions, not ours.

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Xe: common questions

What is Xe?

Xe: Well-known currency converter that also offers international money transfers to bank accounts, wallets and cash pickup. Best for people sending larger sums abroad who also want a trusted currency converter and rate alerts. Available for Web, iOS and Android.

Is Xe free?

Xe has a free plan and paid plans.

How much does Xe cost?

Xe is free with paid plans. Starting price: Transfer fees from $0; US online transfer limit: $535,000 USD per transfer. Checked on Xe's own site, November 2026.

Is Xe open source?

No, Xe is not open source.

What platforms does Xe run on?

Xe is available for Web, iOS and Android.

What are the best alternatives to Xe?

The highest-ranked Xe alternatives right now are Remitly, MoneyGram and Xoom. See the full ranked list for pricing, platforms and verified facts.

Xe vs Remitly: what's the difference?

Xe is free with paid plans; Remitly is free to use. Both run on Web, iOS and Android.

See all 6 Xe alternatives

Xe facts

8 of 8 verified

Owner: Euronet Worldwide; Checked Nov 8, 2026xe.com(opens source in a new tab); “We are part of Euronet Worldwide (NASDAQ: EEFT), a multibillion-dollar global payments company.”
Cash pickup: 500,000+ locations; Checked Nov 8, 2026xe.com(opens source in a new tab); “Cash Pickup Your recipient can receive their cash in person, at over 500,000 Xe cash pickup locations worldwide.”
Regulators: FCA, FinCEN, FINTRAC, ASIC and more; Checked Nov 8, 2026xe.com(opens source in a new tab); “Regulated for your protection Licensed by the FCA, FinCEN, FINTRAC, ASIC, and more—so your money and data stay safe wherever you send.”
Rate alerts: Yes; Checked Nov 8, 2026xe.com(opens source in a new tab); “Set up rate alerts and get notified when your desired exchange rate is reached, helping you make the most out of every transfer.”
Starting price: Transfer fees from $0; Checked Nov 8, 2026xe.com(opens source in a new tab); “low fees starting at $0.”
Bank account payment: No additional fee; Checked Nov 8, 2026xe.com(opens source in a new tab); “This typically takes up to 3 business days and has no additional fees.”
Card payment: Small additional fee; Checked Nov 8, 2026xe.com(opens source in a new tab); “However, card payments come with a small additional fee.”
US online transfer limit: $535,000 USD per transfer; Checked Nov 8, 2026xe.com(opens source in a new tab); “United States (US): $535,000 USD”