Xoom
PayPal's international money transfer service for bank deposits, cash pickup and mobile wallets
Updated · AppBreakup editorial · Web, iOS, Android
Is Xoom free?
No, it's a paid product
4 alternatives with a free optionSwitch from Xoom to
All 6- Verified facts
- 6 of 6
- Alternatives ranked
- 6
- Approved reviews
- 0
- Visits sent from here
- 0
About Xoom
Xoom is PayPal's remittance service for sending money to family and friends abroad. From the website or the iOS and Android apps, senders can pay into a recipient's bank account or debit card, push money to mobile wallets and instant payment systems such as UPI in India and PIX in Brazil, or send cash for pickup at partner locations, with home delivery in some countries. It can also top up prepaid phones and pay some bills abroad. Transfers are funded with a PayPal balance, a bank account or a card, which makes it a natural choice for people who already use PayPal. Xoom shows the fee and the amount the recipient gets before you confirm, but like most remittance services it also earns money on the exchange rate, so the real cost is the fee plus the rate margin. Fees and delivery speed vary by country, payment method and payout option, and some popular corridors, such as the US to Mexico, run promotions with no transfer fee on eligible transfers.
Best for: PayPal users sending money home to bank accounts, wallets or cash pickup points.
Xoom pricing (checked Nov 8, 2026)
Each line is quoted from Xoom's own site, with the page it came from.
| Plan or term | What it says | Checked | Source |
|---|---|---|---|
| Transfer fee to India | $0 on eligible transactions | Nov 8, 2026 | xoom.com |
Pros and cons
What works
- Pays out to banks, debit cards, mobile wallets, UPI, PIX and cash pickup
- Can be funded straight from a PayPal account
- Fee and receive amount shown before you send
- Phone top-ups and bill payments abroad in the same app
Why people leave
- Earns a margin on the exchange rate on top of the fee
- Card-funded transfers usually cost more than bank-funded ones
- Fees, limits and speeds vary a lot by country
Xoom vs Remitly, MoneyGram and Xe
From each app's listing and the prices verified on its own site. A dash means we haven't verified it yet.
Top Xoom alternatives
See all 6- 1
Remitly68.8Remittance specialist with similar bank, wallet and cash pickup payouts and often keen rates on popular corridors.
- 2
MoneyGram61.8Huge cash pickup network for recipients without bank accounts, plus online and app transfers.
- 3
Xe59.4Bank-to-bank transfers to many countries with no separate fee on many routes, from a well-known currency site.
- 4
Wise54.4Uses the mid-market exchange rate with a separate fee, so the total cost is easier to see for bank transfers.
- 5
PayPal50.0Xoom's parent; sending money abroad straight from a PayPal balance skips a second account, though fees and rates differ.
Why people left Xoom
In reviewers' own words, from reviews of the apps they moved to. These are their opinions, not ours.
No switching stories yet. If you moved away from Xoom, review the app you switched to and tell us why.
Reviews
No approved reviews yet. How we verify reviewers
Write a review of Xoom
Xoom: common questions
What is Xoom?
Xoom: PayPal's international money transfer service for bank deposits, cash pickup and mobile wallets. Best for payPal users sending money home to bank accounts, wallets or cash pickup points. Available for Web, iOS and Android.
Is Xoom free?
No, Xoom is a paid product.
How much does Xoom cost?
Xoom is a paid product. Transfer fee to India: $0 on eligible transactions. Checked on Xoom's own site, November 2026.
Is Xoom open source?
No, Xoom is not open source.
What platforms does Xoom run on?
Xoom is available for Web, iOS and Android.
What are the best alternatives to Xoom?
The highest-ranked Xoom alternatives right now are Remitly, MoneyGram and Xe. See the full ranked list for pricing, platforms and verified facts.
Xoom vs Remitly: what's the difference?
Xoom is a paid product; Remitly is free to use. Both run on Web, iOS and Android.