Zengo

Self-custody mobile crypto wallet that uses MPC instead of a seed phrase.

Free plan + paidCrypto wallets

Updated Nov 7, 2026 · AppBreakup editorial · iOS, Android

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Verified facts: 5 of 5
Alternatives ranked: 5
Approved reviews: 0
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About Zengo

Zengo is a self-custody crypto wallet for iPhone and Android built around multi-party computation (MPC) rather than a seed phrase. Instead of one private key that you must write down and protect, signing is split between a share on your phone and a share held by Zengo, so neither side can move funds alone and there's no recovery phrase to lose or have phished. Recovery uses your email, a recovery kit stored in iCloud, Google Drive or Dropbox, and a face scan. Zengo says its cryptography is open source, and it publishes a plan for recovering funds if the company stops operating. The app covers buying, selling, sending and staking, connects to web3 apps with a transaction-warning feature called ClearSign, and now links to Polymarket prediction markets. The wallet is free to use with purchase, spread and network fees on transactions, and a paid Pro tier adds extra protections. It suits people who want self-custody but are wary of managing a seed phrase.

Best for: Newcomers who want self-custody without writing down and guarding a seed phrase.

What works

No seed phrase: MPC splits signing between your phone and Zengo
Recovery with email, a cloud-stored kit and a face scan
ClearSign warns about risky web3 transactions
Cryptography libraries are open source

Why people leave

Mobile only, with no desktop or browser-extension wallet
Relies on Zengo's server share for normal signing
Buying crypto in the app carries spread and trading fees

Zengo vs Atomic Wallet, Ledger Wallet and Phantom

From each app's listing and the prices verified on its own site. A dash means we haven't verified it yet.

Attribute	Zengo	Atomic Wallet	Ledger Wallet	Phantom
Pricing	Free plan + paid	Free	Free	Free
Verified price	—	—	—	—
Free plan	Yes	Free app	Free app	Free app
Open source	No	No	No	No
Self-hostable	No	No	No	No
Platforms	iOS, Android	Windows, macOS, Linux, Android, iOS	Windows, macOS, Linux, iOS, Android	iOS, Android, Browser extension

Top Zengo alternatives

See all 5

1
Atomic Wallet
Multi-coin self-custody wallet on desktop and mobile, using a classic recovery phrase.
79.8
2
Ledger Wallet
Pairs with a Ledger hardware device so keys stay fully offline under your control.
68.8
3
Phantom
Popular multichain mobile and browser wallet, strongest for Solana and web3 apps.
61.8
4Ra
Rabby Wallet
Browser-extension wallet for Ethereum-chain DeFi users who want transaction previews on desktop.
59.4
5
Rainbow
Ethereum-focused self-custody app with trading built in, on mobile and as a browser extension.
57.5

Why people left Zengo

In reviewers' own words, from reviews of the apps they moved to. These are their opinions, not ours.

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Zengo: common questions

What is Zengo?

Zengo: Self-custody mobile crypto wallet that uses MPC instead of a seed phrase. Best for newcomers who want self-custody without writing down and guarding a seed phrase. Available for iOS and Android.

Is Zengo free?

Zengo has a free plan and paid plans.

Is Zengo open source?

No, Zengo is not open source. Open-source alternatives include Rabby Wallet and Rainbow.

What platforms does Zengo run on?

Zengo is available for iOS and Android.

What are the best alternatives to Zengo?

The highest-ranked Zengo alternatives right now are Atomic Wallet, Ledger Wallet and Phantom. See the full ranked list for pricing, platforms and verified facts.

Zengo vs Atomic Wallet: what's the difference?

Zengo is free with paid plans; Atomic Wallet is free to use. Only Atomic Wallet runs on Windows, macOS and Linux.

See all 5 Zengo alternatives

Zengo facts

5 of 5 verified

Seed phrase: None, uses MPC; Checked Nov 8, 2026help.zengo.com(opens source in a new tab); “More here ZenGo protects your account with industry -leading MPC security and without seed phrases or passwords that can be lost or stolen.”
Recovery: Email, cloud storage and selfie scan; Checked Nov 8, 2026help.zengo.com(opens source in a new tab); “To recover your account, all you need is your email, your storage service (iCloud, google drive, or dropbox), and a selfie scan.”
Open source: Cryptography only; Checked Nov 8, 2026help.zengo.com(opens source in a new tab); “July 18, 2023 All of Zengo's cryptography is open-source.”
Operating since: 2018; Checked Nov 8, 2026help.zengo.com(opens source in a new tab); “Zengo has operated and protected crypto funds since 2018.”
Transaction protection: ClearSign web3 firewall; Checked Nov 8, 2026help.zengo.com(opens source in a new tab); “Better Transaction protection with Clearsign: the web3 firewall”