Snapmint
Indian EMI shopping app that lets you pay in monthly instalments without a credit card
Updated · AppBreakup editorial · Android, iOS, Web
Is Snapmint free?
Yes, free to use
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About Snapmint
Snapmint is an Indian buy now, pay later service aimed at shoppers who don't have a credit card. It lets you split purchases into EMIs of 3, 6, 9 or 12 months, both on its own deals store (phones, TVs, appliances, fashion and more) and at checkout on partner brands' websites. Many listed items are offered at 0% EMI, though usually with a down payment. Beyond shopping, Snapmint has added personal loans and a UPI payment option in its app. Approval is based on an eligibility check rather than a credit card limit, which makes it popular with first-time borrowers. There's no charge to sign up; the cost depends on the plan and any fees disclosed at checkout. Snapmint is run by Snapmint Credit Advisory Private Limited in Mumbai and works on Android, iOS and the web, but only in India. Missing EMI payments leads to late fees and can affect your credit score.
Best for: Indian shoppers without a credit card who want to buy electronics or fashion on monthly EMIs.
Pros and cons
What works
- No credit card needed to split purchases into EMIs
- Choice of 3, 6, 9 or 12 month instalment plans
- Available at checkout on many partner brand websites
Why people leave
- Only available in India
- Many plans need a down payment up front
- Late EMI payments add fees and can affect your credit score
Snapmint vs LazyPay, KreditBee and Moneyview
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Top Snapmint alternatives
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Snapmint: common questions
What is Snapmint?
Snapmint: Indian EMI shopping app that lets you pay in monthly instalments without a credit card. Best for indian shoppers without a credit card who want to buy electronics or fashion on monthly EMIs. Available for Android, iOS and Web.
Is Snapmint free?
Yes, Snapmint is free to use.
Is Snapmint open source?
No, Snapmint is not open source.
What platforms does Snapmint run on?
Snapmint is available for Android, iOS and Web.
What are the best alternatives to Snapmint?
The highest-ranked Snapmint alternatives right now are LazyPay, KreditBee and Moneyview. See the full ranked list for pricing, platforms and verified facts.
Snapmint vs LazyPay: what's the difference?
Both Snapmint and LazyPay are free to use. Both run on Android, iOS and Web.